Florida bankruptcy exemptions
- Fla. Const Art X §4: Homestead Exemption
- Fla. Stat. Ann. §222.25(4): A debtor’s interest in personal property, not to exceed $4,000, if the debtor does not claim or receive the benefits of a homestead exemption under s. 4, Art. X of the State Constitution. This exemption does not apply to a debt owed for child support or spousal support.
- Fla. Stat. Ann. §960.14: An award of compensation for being the victim of a crime
- Fla. Stat.Ann. §769.05: Personal Injury Recovery for persons engaged in the following hazardous occupations in this state; namely, railroading, operating street railways, generating and selling electricity, telegraph and telephone business, express business, blasting and dynamiting, operating automobiles for public use, boating, when boat is propelled by steam, gas or electricity.
- Fla. Stat. Ann §222.18: Exempting disability income benefits from legal processes.Disability income benefits under any policy or contract of life, health, accident, or other insurance of whatever form, shall not in any case be liable to attachment, garnishment, or legal process in the state, in favor of any creditor or creditors of the recipient of such disability income benefits, unless such policy or contract of insurance was effected for the benefit of such creditor or creditors
- Fla. Stat. Ann. §222.13: (1) Whenever any person residing in the state shall die leaving insurance on his or her life, the said insurance shall inure exclusively to the benefit of the person for whose use and benefit such insurance is designated in the policy, and the proceeds thereof shall be exempt from the claims of creditors of the insured unless the insurance policy or a valid assignment thereof provides otherwise. Notwithstanding the foregoing, whenever the insurance, by designation or otherwise, is payable to the insured or to the insured’s estate or to his or her executors, administrators, or assigns, the insurance proceeds shall become a part of the insured’s estate for all purposes and shall be administered by the personal representative of the estate of the insured in accordance with the probate laws of the state in like manner as other assets of the insured’s estate
- Fla. Stat. Ann. §222.14: Exemption of cash surrender value of life insurance policies and annuity contracts from legal process. The cash surrender values of life insurance policies issued upon the lives of citizens or residents of the state and the proceeds of annuity contracts issued to citizens or residents of the state, upon whatever form, shall not in any case be liable to attachment, garnishment or legal process in favor of any creditor of the person whose life is so insured or of any creditor of the person who is the beneficiary of such annuity contract, unless the insurance policy or annuity contract was effected for the benefit of such creditor
- Fla. Stat. Ann. §222.15: It is lawful for any employer, in case of the death of an employee, to pay to the wife or husband, and in case there is no wife or husband, then to the child or children, provided the child or children are over the age of 18 years, and in case there is no child or children, then to the father or mother, any wages or travel expenses that may be due such employee at the time of his or her death.
- Fla. Stat. Ann. §222.16: Wages or unemployment compensation payments so paid not subject to administration. Any wages, travel expenses, or unemployment compensation payments so paid under the authority of s. 222.15 shall not be considered as assets of the estate and subject to administration; provided, however, that the travel expenses so exempted from administration shall not exceed the sum of $300
- Fla. Stat. Ann. §222.21: Exemption of pension money and certain tax exempt funds or accounts from legal processes
- Fla. Stat. Ann. §222.22: Exemption of assets in qualified tuition programs, medical savings accounts, Coverdell education savings accounts, and hurricane savings accounts from legal process.
- Fla. Stat. Ann. §222.25(1): A debtor’s interest, not to exceed $1,000 in value, in a single motor vehicle as defined in s. 320.01.
- Fla. Stat. Ann. §222.25(2): A debtor’s interest in any professionally prescribed health aids for the debtor or a dependent of the debtor.
- Fla. Stat. Ann. §222.25(3): A debtor’s interest in a refund or a credit received or to be received, or the traceable deposits in a financial institution of a debtor’s interest in a refund or credit, pursuant to s. 32 of the Internal Revenue Code of 1986, as amended. This exemption does not apply to a debt owed for child support or spousal support
- Fla. Stat. Ann. §112.215(10)(a): Government Employees Deferred Compensation benefits
- Fla. Stat. Ann. §112.15: State and County employees retirement benefits
- Fla. Stat. Ann. §112.131: Public Employees retirement benefits
- Fla. Stat. Ann. §238.15: Teachers retirement benefits
- Fla. Stat. Ann. §175.241: Firemans retirement benefits
- Fla. Stat. Ann. §285.25: Police retirement benefits
- Fla. Stat. Ann. §440.22: Workers compensation benefits
- Fla. Stat. Ann. §744.626: Veterans benefits
- Fla. Stat. Ann. §443.051: Unemployment compensation
- Fla. Stat. Ann. §620.8203: Partnership property
- 11 U.S.C.A. 522(b)(2)(d)(10)(A): The debtor's right to receive:a social security benefit, unemployment compensation, or a local public assistance benefit
- 11 U.S.C.A. 522(b)(2)(d)(10)(B): The debtor's right to receive:a veterans' benefit
- 11 U.S.C.A. 522(b)(2)(d)(10)(C): The debtor's right to receive:a disability, illness, or unemployment benefit
- 11 U.S.C.A. 522(b)(2)(d)(10)(D): The debtor's right to receive:alimony, support, or separate maintenance, to the extent reasonably necessary for the support of the debtor and any dependent of the debtor
- 11 U.S.C.A. 522(b)(2)(d)(10)(E): The debtor's right to receive:a payment under a stock bonus, pension, profitsharing, annuity, or similar plan or contract on account of illness, disability, death, age, or length of service, to the extent reasonably necessary for the support of the debtor and any dependent of the debtor